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ReAcT is an advanced Property & Casualty reserving solution that seamlessly integrates state-of-the-art modeling and advanced actuarial methods. By combining powerful tools and techniques into one efficient platform, ReAcT empowers you to accurately evaluate your risk exposure and elevate your analysis to new heights. With ReAcT, you can save valuable time while ensuring the reliability of your calculations and elevated governance standards. Experience the next level of reserving analysis with ReAcT.

ReAcT

What is ReAcT?

Key Features

All in one solution

Project Management

Advanced modeling

Security & Governance

End to end platform

Reliable Calculations

Data analysis, deterministic reserving and stochastic modeling combined in one efficient solution for more targeted analysis and informed decision-making.

Our commitment extends beyond implementation. We offer project management services to ensure the successful integration of our actuarial solution into our clients' systems and processes.

ReAcT encompasses all the aspects you need for triangles building, data vizualisation, and both deterministic and stochastic actuarial calculations, and tailored reporting. Users can work within projects, documenting their analysis for efficient communication and collaboration. Users can create independent working spaces or views to efficiently test different configurations and scenarios.

ReAcT secures access to the solution with an authentication system. This can also be handled through Active Directory, leaving the role of managing users access and rights to your IT teams. ReAcT also tracks user activity, enhancing compliance with internal audit requirements. User rights definition empowers authorized members to sign-off on projects.

All methods and analysis are fully automated. Calculations are immediately reflected, no formulas or update links to handle. You can trust in the accuracy and consistency of your results.

ReAcT offers state-of-the-art deterministic and stochastic models, enabling precise calculations and enhanced risk management. Additionally, ReAcT provides a range of analysis functionalities to support users making informed decisions.

Demonstration

Deterministic reserving

Stochastic modeling

Regulatory And Accounting Standards

  • Range of actuarial methods to evaluate reserves

  • Comprehensive tables and graphics for enhanced analysis and insights

  • Useful tools like heat maps, tail factor fitting, automatic outlier detection and sensitivity assessment to upgrade your analysis

  • Incorporate a priori information or user judgement into your evaluations

  • Build your own model as a weighted average of available models

  • Variety of stochastic models, actuarial methods and customizable options

  • Run simulations to generate distributions for various outcomes, including future unpaid, (un)discounted cash flows, runoff, loss ratios, and more

  • Statistics and percentiles for each outcome are available

  • Fine-tune model options and adjust data to enhance the accuracy of simulations

  • Simulation explorer facilitates in-depth exploration of simulations for each model

  • Calculate discounted cash flows to determine the best estimate of reserves, aligning with Solvency II and IFRS 17 standards

  • Evaluate Solvency Capital Requirement (SCR) either with closed formulas or simulation models

  • Calculate IFRS 17 Risk Adjustment using quantile approach and explore your results in a dedicated module

The reserving solution you need

ReAcT's Main Benefits

Time & Resources Savings

Secure Calculations

Insightful Decisions

Strengthened Governance

Enhanced Experience

  • Automated analysis and tools for efficient processing and more time for real actuarial analysis

  • Focus on valuable analytical insights rather than repetitive tasks

  • Advanced analysis tools and actuarial methods to uncover new opportunities

  • All in one solution for more targeted analysis

  • More informed decision-taking, especially in challenging context of high inflation

  • Authentication system and user rights definition ensure secure access and appropriate user permissions

  • Exhaustive user's actions audit trail provides transparency and accountability

  • User-friendly and intuitive interface for effortless navigation

  • Easier control over figures

  • Solution structured according to best practices

  • Easier communication between users

  • Error risk reduced by eliminating manual formulas and volatile links

  • Calculations flow immediately across all the platform, ensuring consistency and accuracy

  • 100% coded internally, allowing for total control and efficient adjustment to your needs